Is it OK, only the health care program and not by the health insurance plan? I can care for half the monthly premium to the Health Insurance Plan compared. Please share? Is it advisable?

As I understand it, the law compels all Americans health insurance. But I think the fine is for a health insurance about $ 750th But after the year 2014, the insurance will not turn away customers for pre-existing conditions. Why buy someone wouldnt pay the fine or the bottom cover, until she became ill and complement the coverage or the purchase of a comprehensive plan?

My mother did not give any health insurance and insurance for my work Familienmitglieder.Ich want to spend a monthly health insurance my mother could get health check-up when using it, you braucht.Kennen That all health insurers to accept lower monthly payments is Because I’m not so much to be paid? We live in Northern California.